I wanted to know if this was an attorney in MA? I do live in MA and was looking for the "free case evaluation". I have a problem with a debt collector. I will explain.. A while back I received a letter from a debt collection company called Kream and Kream and it said you need to pay us 12,500.00. I thought it was a scam because it never said anything else. after receiving several letters I contacted them and said this was not my debt because I have never had a loan for that much besides my car and that was paid off... It turned out that it was from a credit card that I had almost paid off and then did debt consolidation and the bank closed so I have no proof of payment. This was about 15 years ago. The credit card was $2,500. So I started getting letters that says they have a warrant for my arrest. Then 2 weeks ago a guy came to my house and started slamming the door and it scared the crap out of us... the guy said I have to go to court now or he will arrest me. no documentation, no name. then he left and left the down stairs door open and the screen door. what can I do? I know it's late but I was looking up the laws and then this site came up with the chat box so I figured I would ask about it. I also have almost every letter that was sent too. Not that I can think of. Just that the debt is very old, and they have been harassing me, and now saying they will arrest me. Also, adding 10,000 plus to a debt that was already paid off. I had Warren Five savings bank and it does not exist anymore!