SMS Financial Recovery Services, LLC

Are you being harassed by SMS Financial Recovery Services LLC over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law.SMS Financial Recovery Services LLC is a third party debt collector that is located in Phoenix, AZ. The business was established in 1993.According to Public Access to Court Electronic Records, has been involved in 6 cases, of which one case was a civil case. This case was filed in 2012 and closed in 2013. There are currently no open cases against the business.The Better Business Bureau has no records of SMS Financial Recovery Services LLC.Phone numbers associated with SMS Financial Recovery Services LLC are:602-944-0624800-644-0624If you are being harassed over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Contact Agruss Law Firm at 888-572-0176 to stop the harassment once and for all.

See all of the phone numbers that SMS Financial Recovery Services, LLC may be calling from.

How It Works


You have rights

Robo-callers and debt collectors may be violating the law


We stop the calls

We make sure this number never harasses you again


You get money

Up to $1,000 for harassment, and $500-$1,500 for illegal robocalls


You don't pay a dime

The other side pays our fees and costs.

We serve our customers nationwide

Hear from our clients

We are listening.

Submitted Complaints

Receiving harassment, hostile, abusive, threats of litigation from SMS Financial. They have not provided me with any written documentation information me who they are or the debt they are calling me about. I had to option to dispute. I was threatened on the 15th with litigation and I would be responsible for their legal costs and debt, and ordered me to get an attorney. I am a Veteran, diagnosed and being treated for PTSD. That called I informed the collector guy that I was experiencing a throbbing headache indicative of high blood pressure which I am on life-sustaining medicine to treat and I let him know that he was being abusive, yelling at me, belittling me. When I hung up I could tell he triggered my PTSD, it's been HORRIBLE and I have not been able to sleep or eat normally. Can you all please help!

Got a call today from SMS Financial Recovery. Claims we owe a debt to a bank we never heard from. Threatning to take us to court. We don't even know what this is for. Now showing up on credit report as a hard inquiry. How can they pull credit if not given permission? Thanks Roxanne Stout