Hello, I am just asking questions at this point, 1. Consumers Credit Union reported to the 3 credit bureaus that the 3 accounts I have with them were closed and paid due to chapter 7 bankruptcy (I did not go bankrupt) This happend after I was approved by a bank for a loan to buy a house 3 days before closing. Caused my credit rating to go below 560 So with that info my credit tanked and we did not get the house. 2.They admited the fault (I have E-mails and documents) and took them over 60 days to fix this now my credit rating is 711 They did credit me for some costs I lost when the house deal fell through. like the inspection and appraisal feels. I am just woundering is there any recourse for me at his point. I am about to close on a differant house now but did loose the GREAT deal on the other house. Pluse the interest rates have gone up since Dec 2017 to May 2018 this will be incured over 30 year morgage Thank for your help or advise.
Hi Anthony, if you have inaccurate information on your credit report, I can help you. You are protected under the Fair Credit Reporting Act. I've helped others with inaccurate information on their credit reports by Navient. I'll call you to see if I can help you, too. Thanks, Mike.
I currently have three student loans on my credit report that have late payments that shouldn't be on there. I have been very diligent with paying these student loans. There is no way that this is accurate.
I'm in school and have received an in school deferment from navient (I have the deferment letter from navient). In the first month of the semester navient began to send bills to me and a letter stating they've made a change in my account. The second month into the semester I receive a letter from a collection agency saying navient has sent my account into collections and that I can pay the agency $3k to settle the whole account. Along with the collection notice, navient mailed me a bill trying to collect on the very same collection notice but for the full amount. While I was in school for the past three years, navient has been reporting to the credit agencies that I am delinquent on my account for the whole time I've been in school and that has been impacting my credit for the past couple of years. I've filed a inquiry with the credit agencies and the department of education asking them to challenge these negative reports and have navient address these harassment tactics. Each party mentioned has asked navient to give a copy of the contract and that's all either has done. I received reports on my request for help and both parties just said the inquiry is done, good bye. After the reports came back, navient sent another bill and once again a collection agency has sent me notice of an attempt to collect. Is there anything I can do to stop this illegal antics?
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