Credit Adjustments Harassment

Is Credit Adjustments harassing you over a debt? You are protected under the Fair Debt Collection Practices Act (FDCPA). You can stop the harassment and get money damages. We'll help you, and you don't have to pay one cent for our services!

The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law.

Credit Adjustments, Inc (CAI) was founded in 1977 and now has more than 100 employees in four call centers. Credit Adjustments is based in Defiance, Ohio and has additional offices in Minnesota, New Hampshire and Georgia.

Credit Adjustments, Inc specializes in higher educated and healthcare collections, combining its third party collection services and early-out products with its sister company, Sakal Services, Inc. According to its website, its collection process includes predictive dialing, integrated payment monitoring, rehabilitation, cohort reduction, automated demographic verification and nationwide litigation services.

CAI is not accredited with the Better Business Bureau and has an A+ rating and 6 complaints filed in the last three years. According to Public Access to Court Electronic Records (PACER), Credit Adjustments has been sued 21 times since 1997, with the most recent lawsuit filed in October 2013.

Phone numbers associated with Credit Adjustments:
866-875-3784, 419-782-6838, 419-785-3720

Agruss Law Firm, LLC, has helped thousands of consumers stop debt collection harassment. We would like to help you, too. Under the law, we can get the collector to stop harassing you, and get you money damages. Plus, the collector will be responsible for our attorney’s fees and costs. You won’t owe us a dime for our services. Contact us today. We look forward to speaking with you.

See all of the phone numbers that Credit Adjustments, Inc may be calling from.

How It Works


You have rights

Robo-callers and debt collectors may be violating the law


We stop the calls

We make sure this number never harasses you again


You get money

Up to $1,000 for harassment, and $500-$1,500 for illegal robocalls


You don't pay a dime

The other side pays our fees and costs.

We serve our customers nationwide

Hear from our clients

We are listening.

Submitted Complaints

They have been harassing me since 2015 with nonstop phone calls.