Cogent Acquisition Company

Many collection agencies operate as entities of a parent company. For instance, the parent company may have a company who buys a debt, and another company who attempts to collect that same debt. This is why it may be hard to figure out who is calling you or obtain information about the collectors, or receiving correspondence from multiple companies.One example of a parent company is Parallon Business Solutions, LLC. Parallon is a company that provides business and operational services for the healthcare industry. They are headquartered in Nashville, Tennessee. Parallon owns The Outsource Group, which is known to do business under various entities. The Outsource Group is a healthcare receivables company who works with insurers and healthcare providers to help settle account issues. The Outsource Group is headquartered in St. Louis/Kansas City, Missouri, with its principal place of business located in Nashville, Tennessee. Their President is Chris A. Taylor. In 2008, The Outsource Group merged with several other collection agencies to help cater to different areas, and obtain more resources to reach consumers more frequently. The Outsource Group has founded and/or acquired numerous entities doing business in the debt collection services field.Cogent Acquisition Company, LLC is one of The Outsource Group’s entities that obtain debts from first party creditors. It has been shown that Cogent Acquisition Company, LLC often does business under the name, Cogent Financial Group. Cogent Financial Group is a collection agency that does business in four divisions:  1. Commercial drivers licensing and long haul truck driving (providing loan servicing for school tuition), 2. Automotive financing (providing servicing for new and used vehicles), 3. At-need credit (providing servicing for funeral expenses), and 4. Medicredit (providing serving for medical providers). Cogent Financial Group is commonly known for doing business as Medicredit.Medicredit was formed in 1977 and is headquartered in Columbia, Missouri. Many of you may recognize this collection agency name by the great scrutiny they received in a lawsuit filed against them in October 2012. In that case, Royette Fincher was harassed by Medicredit’s collection agents. The agents obtained information about Ms. Fincher through social media, and used that information to collect on the alleged debt. On one such instance, one of Medicredit’s agents contacted Ms. Fincher’s fiancé and mother, in an attempt to pressure them into making Ms. Fincher pay the alleged debt. Under the FDCPA, it is illegal to pressure third parties to pressure the debtor into paying the debt.If you are being harassed over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Contact Agruss Law Firm at 888-572-0176 to stop the harassment once and for all.

How It Works


You have rights

Robo-callers and debt collectors may be violating the law


We stop the calls

We make sure this number never harasses you again


You get money

Up to $1,000 for harassment, and $500-$1,500 for illegal robocalls


You don't pay a dime

The other side pays our fees and costs.

We serve our customers nationwide

Hear from our clients

We are listening.

Submitted Complaints

Cogent out of Scottsdale,AZ. making threats to levy my bank account. i have been insulted, harassed, threatened, mocked; all i wanted was a verification letter about my so called 'debt" instead i get told i will be taken to court; i agreed i want to go to court.......in same sentence the man replies there is no need to go to court your case has been decided, i receive a letter in the mail with a suspicious looking "COURT" document that i have Failure To Appear......today i called 4 different court houses in Scottsdale,AZ........City, Criminal, Small Claims, and Superior Court, and called 2 sheriffs offices there is nothing with my name and there is no warrant for FTA and i have never received a certified letter informing to make a court appearance.........Paul Gibson 310-982-2000 <<< san pedro, ca. by the way) Gibson, Dunne, and Associates no web listing what so ever, just happens to be according to Google Map the Cogent the Medicredit and the Gibson, Dunnes and Associates is in the same vicinity, but neither is on the internet white pages or yellow or any local phone books and the phone numbers area codes come up in different states.