AP Financial Services

Is harassing you over a debt? End the harassment. Get money. Do it without paying for our services. Whether or not you owe the debt, you are protected under the Fair Debt Collection Practices Act (FDCPA).The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law. is based in Phoenix, Arizona and was previously known as SOS Collection Services. The company was formed by a merger between Arizona Creditors Bureau and National Collex, which are considered alternative business names. The Better Business Bureau believes AP Financial is out of business.According to Public Access to Court Electronic Records (PACER), has been sued once in 2012.Phone numbers associated with :800-293-2264Agruss Law Firm, LLC, has helped thousands of consumers stop debt collection harassment. We would like to help you, too. Under the law, we can get the collector to stop harassing you, and get you money damages. Plus, the collector will be responsible for our attorney’s fees and costs. You won’t owe us a dime for our services. Contact us today. We look forward to speaking with you.

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How It Works


You have rights

Robo-callers and debt collectors may be violating the law


We stop the calls

We make sure this number never harasses you again


You get money

Up to $1,000 for harassment, and $500-$1,500 for illegal robocalls


You don't pay a dime

The other side pays our fees and costs.

We serve our customers nationwide

Hear from our clients

We are listening.

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