Is harassing you over a debt? Put a stop to the harassment and get money without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt in question.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law.Based in Jessup, MD, works as a first-party and third-party collections agency. According to their corporate website, they collect by imparting "a sense of urgency upon serious delinquent customers." This sense of urgency may be interpreted as harassment or threats by consumers, however.also employs a rather insidious program called a "Reaffirmation Invitation Program," which targets consumers who have filed for Chapter 7 bankruptcy protection. If the consumer agrees to "reaffirm" the debt, it becomes active again.also employs bankruptcy recovery programs to help its clients recover debt if the customer has already filed for bankruptcy, pre-litigation collections and litigation to sue delinquent consumers.FTC Charges Against Expert Global Solutions and SubsidiariesIt should be noted that ALW Sourcing, LLC is a subsidiary of Texas-based Expert Global Solutions, along with NCO Financial Systems, Inc and Transworld Systems, Inc (or North Shore Agency, Inc). In July 2013, the FTC settled charges against Expert Global Solutions and obtained a $3.2 million civil penalty, which is the largest ever obtained by the FTC against a third-party debt collector.In the lawsuit, the FTC charged the company with violating the FDCPA and the FTC Act by contacting consumers numerous times a day, calling after being asked to stop, calling late at night, harassing consumers at their workplace after they learned the employer prohibited such calls and leaving phone messages disclosing the debtor's name and the existence of the debt to third parties.According to Public Access to Court Electronic Records (PACER), has been sued 39 times since 2008, with the most recent lawsuit filed in July 2013 and brought by the United States of America. Expert Global Solutions, meanwhile, has been sued 101 times since 2011.LLC is not accredited with the Better Business Bureau, which has processed 23 complaints against the company in the last three years.Phone numbers associated with include:866-588-7138, 877-861-4659, 816-471-3679, 866-779-5804, 213-622-9999, 877-259-5521, 877-740-1113, 757-483-9185, 602-597-4625, 263-000-8379Agruss Law Firm, LLC, has helped thousands of consumers stop debt collection harassment. We would like to help you, too. Under the law, we can get the collector to stop harassing you, and get you money damages. Plus, the collector will be responsible for our attorney’s fees and costs. You won’t owe us a dime for our services. Contact us today. We look forward to speaking with you.
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