GC Services

Debt collectors like GC Services, LP, cannot harass you over a debt.  You have rights under the law.  We will stop the harassment once and for all.


If GC Services violated the law, you will get money damages and GC Services will pay our fees and costs.  You will not pay us a penny for our time.  Plus, some of our clients also receive debt relief and cleaned up credit reports.  You have nothing to lose!  Call us today at 888-572-0176 for a free consultation.  

Who is GC Services, LP?

GC Services is a collection agency, headquartered in Houston, TX. GC Services was founded in 1957 and now has over thirty call centers across the US. GC Services is a Limited Partnership. According to their website, GC Services offers a wide array of accounts receivable solutions.  

We’ve helped a lot of consumers deal with GC Services. While they are most well known for collecting on college student loan debt, they also collect on debt from retail, utility, banking, telecommunication, automotive industries, credit cards, installment loans, auto loans, retail store credit cards, student loans, insurance claims, and healthcare debt. GC Services is both a first and third party debt collector.  Third party collection means that they are hired by outside companies to collect debt on the company’s behalf whereas first party means that they are a subsidiary of the original company the debt is owed to.

Often times GC Services does not identify themselves as a collector when placing account receivable calls to consumers and that is something to watch out for as it is a violation of the law for them not to.  If GC Services has left you a voicemail, save it and call us.  If they left a message that violates the law, we can help.

GC Services, LP, Address, Phone Number, and Contact Information

GC Services is located at 6330 Gulfton Street, Suite 300, Houston, TX 77081.  The main telephone numbers for GC Services are 800-756-6524 and 713-777-4441.  These are just two of many GC Services contact numbers.

GC Services’ website is https://www.gcserv.com/

Phone Numbers Used By GC Services

GC Services likely has dozens, if not over 100, phone numbers it calls from.  Here are a few phone numbers GC Services may be calling you from:

GC Services Lawsuits

If you want to know just how unhappy consumers are with GC Services, take a look at the number of lawsuits filed against GC Services on the Public Access to Court Electronic Records (“PACER”).  PACER is the federal docket throughout the country that lists federal complaints filed against GC Services.  When you do a search for GC Services, there are over 1500 lawsuits filed against GC Services.  Most of these lawsuits involve consumer rights’ violations.

GC Services Complaints

The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that applies to everyone in the United States.  In other words, everyone is protected under the FDCPA.  The FDCPA is a laundry list of what GC Services  can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt.  If GC Services is harassing you over a debt, you have rights under the Fair Debt Collection Practices Act.

The Telephone Consumer Protection Act (“TCPA”) protects you from robocalls.  Robocalls are those annoying, automated, recorded calls that a computer makes to you all day long.  You can tell it’s a robocall because either no one is on the other end of the line or there’s a delay when you pick up the phone before a live person comes on the line.  You can get $500 per call if GC Services violates the TCPA.  Have you received a message from GC Services that sounds pre-recorded?  Or, maybe the message you received from GC Services is cutoff at the beginning or the end?  These are tell-tale signs that the message is pre-recorded.  If you have these messages on your cell phone, you may have a TCPA case against GC Services.

The Electronic Fund Transfer Act (“EFTA”) protects electronic payments that are deducted from bank accounts.  If GC Services took unauthorized deductions from your bank account, you may have an EFTA claim.  GC Services, like most collection agencies, wants to set up reoccurring payments from consumers.  Imagine how much money GC Services gets if hundreds, if not thousands, of consumers electronically pay them $50-$100, or more, per month.  If you agreed to this type of reoccurring payment, GC Services must follow certain steps to comply with the EFTA.  Did GC Services continue to take electronic payments after you said stop?  Did GC Services take more money from your checking account than you agreed to?  If so, let’s talk about your rights under the EFTA.

The Fair Credit Reporting Act (“FCRA”) works to ensure that no information reported to your credit report is false.  In essence, it gives you the right to dispute those inaccuracies that you find on your credit report.  We handled a lot of cases recently where GC Services reported debt on a consumer’s credit report.  GC Services likely reports on credit reports to obtain greater leverage over the consumer.  If GC Services is on your credit report, they may tell you if you pay the debt, they’ll remove it from your credit report.  This is commonly known as pay for delete.  You pay GC Services, and they delete the debt from your credit report.  Even if GC Services is not on your credit report, maybe the original creditor is.  If you pay off the debt to GC Services, then the original creditor, and GC Services, should accurately report this on your credit report.  

Several states also have laws that provide its citizens an additional layer of protection.  For example, if you live in California, Texas, Florida, North Carolina, Wisconsin, Michigan, Montana, or Pennsylvania you may be able to tack on a state-law claim with your federal law claim above.  North Carolina, for example, has one of the most consumer-friendly statutes in the country.  If you live in NC, and you’re harassed over a debt, you may get $500.00 – $4,000.00 in damages per violation.  We work with a local counsel in NC.  Our NC clients have received some great results in debt collection harassment cases.  If you live in NC, and GC Services is harassing you, you have tons of leverage to get a great settlement.


We will use state and federal laws to immediately stop GC Services debt collection.  We will send a cease and desist letter to get the harassment to stop the same day.  If GC Services violates the FDCPA, EFTA, FCRA, or any state laws, you may be entitled to money damages.  For example, under the FDCPA, you can get up $1,000.00 in damages plus actual damages.  The FDCPA has a fee-shift provision.  This means, GC Services pays our attorney’s fees and costs.  If you have a TCPA case against GC Services, we will handle it based on a contingency fee.


We have helped hundreds of consumers stop phone calls from GC Services.  We know how to stop the harassment and get you money damages.  ONCE AGAIN, you will not pay us a penny for our time.  We will help you based on a fee-shift provision and/or based on a contingency fee. That means, GC Services pays our attorney’s fees and costs.

What If GC Services Is On My Credit Report?

Based on our experience, GC Services does credit report.  That means, GC Services will mark your credit report with the debt they are trying to collect on.  In addition to GC Services, the original creditor may be on your credit report.  For example, if you owe Sallie Mae Bank on a student loan, and GC Services is collecting on it, both Salle Mae Bank and GC Services may have separate entries on your credit report.  This is important because you will want both parties to update your credit report if you pay off the debt.  


If GC Services is on your credit report, we can help you dispute it.  Mistakes on your credit report can be very costly.  Along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes.  Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or maybe you were a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute them.  My office will help you pull your credit report and dispute any inaccurate information.


If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (“FCRA”), you may be entitled to statutory damages up to $1,000.00, plus the credit reporting agency will be required to fix the error.  The FCRA also has a fee-shift provision.  This means, the credit reporting agency pays your attorney’s fees and costs.  Therefore, you will not pay me a penny for my time.  We have helped dozens of consumers fix inaccurate information on their credit reports.

Complaints against GC Services

If you’re on this page, chances are you are just like the hundreds of consumers out there being harassed by GC Services.  The complaints on the Better Business Bureau (“BBB”), various consumer websites, including Yelp, and even the complaints on this page (below) are endless.  GC Services is accredited by the BBB.  The BBB gives GC Services an “A-” rating.  Despite its “A-” rating, there are nearly 133 customer complaints on the BBB.

Here are some of the many BBB complaints regarding GC Services:

  1. This company is terrible to deal with. Repeated calls, apparently, with no messages left. They stoop so low as to tell you there is nothing you can do about your credit, but pay the debt, they say. Further, they call other people’s phones looking for you! Even AFTER payment was made
  2. I have been paying for a year on my student loans that were defaulted to GC Services. I have not received any verification that my account is out of default even though I have been paying. They are extremely rude and not willing to help.”
  3. Worst customer service I’ve experienced in my life.”

Reviews and complaints on Yelp do not get any better for GC Services.  GC Services has an average of 1 star on Yelp.  Here’s what people on Yelp have to say about GC Services:

  1. “I started with them 2013 a guy called from their office and they said my debt would be paid after 14 months.  I made arrangements to pay from my account directly on a monthly basis.  Here it is 2016 and I’m still paying for a debt I could have paid my debt directly instead of going thru them because it seems they are charging fee so I’m paying double for a debt, something I could do myself instead of them being the middle man.”
  2. I have to agree with the other reviews. I was trying to pay off my debt but after dealing with this company there is no way I will ever pay.”
  3. The customer service and overall professionalism is nil, nothing, not there!”
  4. These people are not courteous, nice, [nor] intelligent and are barely human beings. I owed a court less than $100 for a fine that I got 10 years ago and these people made me absolutely despise the court system that hired them. No manners, no logic and just plain rude.” 

Cases We Have Handled Against GC Services


Threats and harassment by collection agencies can be pretty intimidating.  Well, it turns out we can stop the harassment, attempt to get you money damages under the law, and the collection agency will have to pay us our fees and costs.  Here are some of the cases we’ve handled against GC Services:

  1. Christian B. v. GC Services. In this case, GC Services began calling our client on his cell phone regarding a consumer debt.  The calls started sometime in or around March of 2017.  GC Services called our client from 225-341-8727, which is one of GC Services numbers.  That same month, a cease and desist letter was sent to GC Services, asking them to stop calling our client.  Despite receiving the cease and desist letter, GC Services continued to call our client.  A second cease and desist letter was mailed out to GC Services in April of 2017.  GC Services acted in disregard of the law and continued to call our client after receiving two written requests to stop calling.  In this case, we alleged GC Services violated the Fair Debt Collection Practices Act.
  2. Raymond W. v. GC Services Services. Raymond lives in New Hampshire, and GC Services was attempting to collect on a consumer debt from our client. GC Services called our client from 866-749-7274, which is one of GC Services numbers.  On or around March 18, 2016, GC Services left a voicemail message for our client stating, “Hi Raymond W. This is Lizzy Johnson.  Please return my call at 866-749-7274.  Thank you.” Our client received three more calls in which GC Services failed to state that the communications were attempts to collect a debt. Under the Fair Debt Collection Practices Act (“FDCPA”) debt collectors are required to state that the communication is an attempt to collect a debt.  In this case GC Services also called our client after receiving a cease and desist letter revoking consent.  We alleged GC Services violated multiple sections of the FDCPA.
  3. Craig H. v. GC Services Services.  Our client lives in Florida.  Not only is he protected by the Fair Debt Collection Practices Act, but he is also protected by the state Florida Consumer Collection Practices Act.  Here, GC Services was attempting to collect on a debt allegedly owed for a student loan.  During one call between GC Services and our client, our client informed GC Services that he and his wife were already making payments to a different company in regards to the alleged debt.  GC Services told our client that it did not matter who else was receiving payments.  In addition to violating the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act, we also alleged GC Services violated the Electronic Funds Transfer Act, for entering into a payment arrangement without written consent from our client and withdrawing two electronic payments from our clients’ checking account.

Here’s What Our Clients Say About Us

Agruss Law Firm, LLC, has over 600 outstanding client reviews through Yotpo, an A+ BBB rating, and over 100 five-star reviews on Google. Here’s what some of our clients have to say about us.

A great experience with an even better outcome! I went to Agruss Law Firm for help end the harassment from collectors. I didn’t know my rights but they did.”

5 star experience. Excellent staff and very transparent.”

I would like to thank the Agruss law firm for the great job they did representing my case. Not only did they provide excellent services but the most important thing to me was that they looked after my “rights”. Many consumers don’t fully understand the law when it comes to debt collectors.”

Can GC Services Sue You?

Anyone can sue anyone for any reason.  Since GC Services is a third and first party collector there is a chance they could sue you for debt owed to them or their parent company.  We have not seen GC Services sue our clients often, if at all.  But, GC Services is large enough and has the means to sue.  So, we would not be surprised to hear that GC Services sued over a debt.  If GC Services has threatened to sue you, call us.  We can help.

Can GC Services Garish Your Wages?

Yes, if GC Services is collecting on a federal loan.  Besides federal loans, GC would first have to get a judgment.  If GC Services has not sued you, then GC Services cannot get a judgment.  If GC Services does not have a judgment, then GC Services cannot garnish your wages.  Minus limited situations (usually dealing with debts owed to the government for student loans, taxes, etc.), in order to garnish someone’s wages, you need a judgment first.

GC Services Settlement

If you want to settle a debt with GC Services ask yourself these questions first:

  1. Do I really owe this debt?
  2. Is this debt within the statute of limitations?
  3. Is this debt on my credit report?
  4. If I pay this debt, will GC Services remove it from my credit report?
  5. If I pay this debt, will the original creditor remove it from my credit report?
  6. If I pay this debt, will I get something in writing from GC Services confirming the payment and settlement terms?

These are not the only things to consider when dealing with debt collectors.  We are here to help you answer the questions above, and much more.  Whether its harassment, settlement, pay for delete, or any other legal issue with GC Services the folks at Agruss Law Firm are here to help you.

Share Your Complaints about GC Services Below

Post your complaints about GC Services. Sharing your complaints about GC Services will help other consumers know what to do when GC Services starts calling. Sharing your experience may help someone else.


If you are being harassed by GC Services over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls.  Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee.  That means, the collector pays your attorney’s fees and costs.  You won’t pay us a penny.  We have settled thousands of debt collection harassment cases.  Let us help you today.  Contact Agruss Law Firm at 888-572- 0176 to stop the harassment once and for all.

Complaints - GC Services

  1. Steve Nix

    Call a lot. Leave cryptic messages, wont state their business. Changed phone number, still getting calls on the new number.

  2. Amanda

    i recently went to ATT to set up a new phone plan and they promised to buy me out of my contract with sprint. ATT took my sprint phone, and told me that i didnt have to pay any fees, or do anything else. Come to find out, i was supposed to upload my final sprint bill, (which i was never informed of). i asked the employee if there was anything else that i would need to do before i left the store, and he assured me there was nothing else. I was supposed to upload my final bill to ATT and then i would be sent a prepaid visa as reimbursement for my sprint account. since the upload was never done, i never received my compensation. Also, ATT was not supposed to take my sprint device, since i was still in contract, which i was not informed of. Sprint then sent my account to collections for the amount of the device and my final bill, and they also tried to charge my bank account for the total which is $1,047.88. ATT tells me that there is nothing that they can do since the refund is past the time limit. but this is all on their side, i was not given the proper information, or the proper tools to efficiently handle this situation!

  3. Sherry

    I was not happy at all by your company not sending out payment arrangements that was made through me email.. I need some sort of documentations of the arrangement that was made on the phone today.. I agree to make pymt arrangements. rep stated that I will receive reminder 2 weeks prior before pymt.. please send me the dates of pymts/amounts via email.. Thanks!

  4. Steve

    I got a call from gc at 877-359-5523 on my moms cell phone, and dont know how they got it she just left a message with my mom saying to call back at a different number an 847 number arlington heights il okay I will get the full number!

  5. Jenna F.

    Hi, they just called my brother!! I keep paying Amex online since I believe they technically still own the debt, but the fact they are calling my family is horrible. They are leaving shady voicemails with just a name I can barely understand and a number and an extension. Please help. Thanks!

  6. Rodrick

    I have a account in gc services after being falsely charged in a dui check point dmv just released my license but gc services is asking for money its not fair. I was falsely charged in a dui check point the court droped the case but the dmv kept asking me for a doctor physical to see it im able to drive. This went on o. On for two years until a month ago the dmv sent a letter saying they have no more evidence to keep my license so basically they told me we never had anything on you!

  7. Scott

    Ok. So I’m just curious. This debt agency from 877-359-5523 not only call me and don’t leave details who they are other than their personal name, but they now called my mother who she has nothing to do with the debt. They somehow got her number. Are these legitimate legal issues or is that legal for them to do. Mind you, this debt is like 5 years olld and like 80 bucks!

  8. Mike

    i have made one payment to gc services on behalf of west covina,ca court house. do i need to continue paying off my debt to release the hold on my license with dmv? i just want to know how to get my license off hold through another route. im not sure what info your lawyer will need!

  9. Perla

    I wanted to know what do I do if gc services is charging me. We’ll I got 3 tickets they keep sending them one is for 210 ,360, n 145 is 900 in total!

  10. Visitor

    I signed with GC services to pay on my student loans. I was making payments on time and then they started to withdraw from my account causing over drafts so i closed that account and now they have started garnishing my wages and that puts me in a financial bind because I take care of 8 people including a disabled mother. I’m a single mother of 5 children and I also take care of my 68 year old mom who is blind and disabled. My income is the only source I have to take care of my household so when I finish paying all my bills and buying food, I have nothing left. I lost my car and Im really in a financial hardship. I signed with them to help pay my loans which are in default and they told me that after 4 payments that they would go back to good standing and that wasn’t true because I tried to apply for school and was denied financial aid. We discussed how much I was able to pay which was $25 but that still was too much. Now they are taking $137.00 out of my check every 2 weeks!

  11. Cara

    I am receiving calls on a debt that was wiped out on a bankruptcy and is also past the collection point per California Law. They keep calling.

  12. Visitor

    I have a few tickets that went to g.c service can u help me not pay so much or none at all. G.c Is what is holding me from getting my license back!

  13. Visitor

    I keep getting GC services calls but do not want to call back. should I call to have them stop? I do not know why they are calling. I get a call from a Hannah Briscoe saying please call back regarding important issue. I believe they called my mother also!

  14. Kacey

    is there where I can try to start pay of my student loan that went in to debt collection? I had a student load.. and thought I ‘froze’ it because I am in the military.. and by the time I found out it wasn’t it was put into debt collection.. I called many people and kept getting transferred and different phone numbers.. the last phone number I got was to this place.. I just want to take care of it and get it out of my debt. I am currently deployed.. but the loan was taken out when I was going to Jamestown Community College. I am deployed and use Magic Jack but sometimes that number doesn’t work!

  15. Robert

    I was just browsing calls from 855-359-8506 – called my work and left a voicemail for me to call concerning “a matter in the office” The number tracks on the Internet as being GC Services and so I ended up on your page. I do know that they called for me at work, and I have not given any creditor my new work number at my new job!

  16. Joe

    Yesterday GC services called my new employer looking for me. Is this legal? Basically I started training at a new position that I was hardly qualified for. I have no idea how they got my employment info so fast. I have not even received a paycheck or had the chance to make any money there and I’m afraid this form of embarrassment has put me back into unemployment. So if I lost my job as a result is there anything I can do regarding this? Only that I have not even heard of this company until yesterday and I’ve never received a message on any of my publicly posted personal phone numbers that they should have attempted initially!

  17. Mikael

    ive gotten calls from #s on your website i am looking at, found through searchin on google supposedly ive been in contactwith gc services to get a student loan out of default but when i called gc services they have no information on that # intheir system nor my ssn or name or my phone #. i do mind for now its not necessary. i just called the # and they claim to be GCservices after i called the gc services company through their own phone #. after gc services claims the # isnttheirs!

  18. Ashley

    hi, i was just wondering if gc services is a scam because a friend of mine recommended me to help me consolidate my loans. well i owe money on student loans and they threatened me telling me that if I don’t pay the forbearance fee by the end of this month, it will go to a 3rd party collection agency and the ageny will tell me to pay the whole amount that i don’t have and I’m already making slim to none and no one can help me by letting me borrow money!

  19. Alisha

    Can a debt collector call my spouse’s work about my debt? the collector called my spouse’s work and left a message for me? I am doing some research and it says a debt collector can talk w/ a spouse about my debt, but that should only be if they are calling my home, not his work. They have not disclosed who they are other than to leave a number w/ the relatives – but anyone can look up those numbers!

  20. Ed

    How much does Agruss charge to take a case to court against GC Services? not really because I personally know that, under the law, a person can only sue a debt collector for a maximum of $1000 per violation of the FDCPA, even if Mr. Agruss alleges they violated more than that, I wouldn’t be able to pay him. GC Financial Services has been contacting family about a supposed debt. I have not received a letter from them, in accordance with the FDCPA which states: What I supposedly owe, how to contact them, i.e. mailing address, phone number, contact and they are not licensed in the state of Idaho Department of Finance to collect on debts nor are they bonded. I would prefer, at this point in time, to be contacted via email. At that point in time I would send a complete dissertation of my situation and what is going on. If the response back, via email, is positive, I will then provide my phone number. not at this time, Faye, I hope you understand that, until I feel that a further contact with Agruss Law Firm, LLC is necessary I will provide my full name, phone number, etc!

  21. Susan Hodge

    Voice mail for me was left on my husband’s cell phone. Only the caller’s name and phone number was given. No information on what the call concerned. Called the number back and received an answering message that did not identify the company. Did an internet search and found out what the company called and this website.

  22. Joshilyn

    Hi Hailey! I received a call from Richard Lee at 888-817-4957 and then he called my husband. Is this a legit debt that I wouldnt know about or a scam? Not for sure how I wouldnt know about something like this and nothing shows on my credit report, etc, he asked me to tell him my address and SS# and said I had a debt with the state of Missouri from Nov 2009. Richard Lee just stated that I owed money for my prior business Cardins Salvage, Inc. He first said $1,130.36. By the end of the conversation he said $10,690.93. I told him I would contact the Sate of Mo at the # he gave me of 573-751-7200 and see what was going on and then contact him tomorrow. He said we would call me back in a few weeks if I ddint call back!

  23. Emmett

    800-846-6406 calls me, leaves messages, but never says why they’re calling. Can you help?

  24. Michael

    I have been getting calls from GC serivices at work at home and on my cell phone. They do not say who they are merely the name of the individual who is calling, They then called two third parties, one being my elderly mother who was harrassed and became very upset. The company breaks laws, harrasses people and should be fined.

  25. Jeff B.

    GC Services’s is calling about an AMEX debt, I am behind, however I am making small l payments. They Call my cell and even called my office, before I can even return a call.

  26. Valerie

    Jeff cap keeps calling workplace.

  27. Betsy

    They keep calling for someone who does not live here!

    1. Mike Agruss

      Hi Betsy, I understand your frustration. About 25% of my clients are harassed on debts they do not owe. I can quickly and easily put a stop to these calls. What number shows up on your caller ID? Have you told GC Services to stop calling? Thanks, Mike.

  28. Elinne

    Signed up with GC Services thinking it would help me with an outstanding student loan. Provided information and agreed to pay $5/mo for a period of time after which my loan would be removed from default and restructured accordingly. It is month five and they are stating that the client rejected my application and was raising the payment. They sent another agreement with false information pertaining to my monthly expenses. When I brought this up to the rep he said it didn’t matter to just sign the agreement. I told him I would review and call back. He became almost frantic trying to keep me on the phone and called me back after I thanked him and hung up. They call excessively and are inappropriately pushy. Now I believe they are running a scam as well.

    1. Mike Agruss

      Hi Elinne, I’m sorry to hear you are having issues with your student loans, and now problems with GC Services. We can help you with both. My firm provides student loans counseling http://www.agrussstudentloan.com/ and helps stop debt collection harassment. I’m very familiar with GC Services. I’m confident we can help you. I’ll call you to get some more details. Thanks, Mike.

  29. Kade B.

    They keep harassing me and at my job.

  30. Darren

    I disputed a debt with GC Services, who is collecting on a school loan. Within 30 days of sending the initial letter, I received collection calls. I disputed the debt through certificate of mailing at its corporate office in Houston. I saved the collection calls in digital format through Google voice. If your firm cannot handle the matter, please do not refer it out. Thank you. Please advise.

    1. Mike Agruss

      Hi Darren, If you disputed the debt within 30 days of receiving the initial collection letter from GC Services, GC should not have been calling you without validating the debt first. I’ll call you to get more details from you to see if we can help you. We will not refer your case to anyone. Even if we cannot help you under the law, we will give you someone suggestions on what to do with GC Services. We also provide student loan consultations http://www.agrussstudentloan.com/ Thanks, Mike.

  31. Calvin Kim

    I have been receiving letters and phone calls from GC Services about my student debt that is around $40k according to their statement. What can I do not just to stop the harassment but to make sure that they are unable to take my tax return and wage garnishment? Please advise. Thank you.

    1. Mike Agruss

      Hi Calvin, That’s a good question. Stopping the harassment is easier than figuring out how to avoid federal tax withholding. The key issue is if your loans are federal, private, or both. Let’s talk on the phone so I can figure out more details about your student loans and why type of harassment you’re going through. Sometimes, it’s better to get letters and calls than to deal with federal tax withholding. Thanks, Mike.

  32. Eric Blanton

    CG services has called my family members, looking for me, I don’t know why, I looked up number on net, found AMEX uses them, I owe AMEX 4500, but I always send payments twice a month, 100, Just this feb 2016 or Late Jan2016 go letter saying card was cancelled. I have talked with AMEX before about how I am going to pay debt, But now these “harassing” phone calls to different FAMILY members. They never called me, I don’t understand.. SO Just talked to AMEX and they said I had to send something in writing. I am confused, So I am contacting you. OFCOURSe there is more but small space here, AMEX know and have been told repeatedly via calls intuited by me of my situation and they also continue to charge me late fees which is fine, cause I owe them money, But something doesn’t sound right if they sold my debt and wrote it off on their taxes, and another company bought it, UHG well I am confused, I continue to pay AMEX twice a month whenI get paid 100 dollars each time (200month or more if I have it), and well that why I am contacting you. Thanks 100% disable Vet sc

  33. Kelly

    GC Services is constantly calling me and calling me at work. What can I do?

  34. Brandi

    Harassing calls from debt collector.

  35. Joe

    Have old debt that they have been calling me at work and leaving messages, calling family and today called my H.R. dept. wanting information about my employment. H.R. contacted me to make sure was not about future employment before they called them back. Said lady was very rude. Did not look good for them to be calling my employer. The company I work for is largest producer of pvc powder in the world or in other words very large company.

  36. Kevin

    Signed up for a credit card with First Premire Bank to try to establish decent credit but I ran into a problem with the card company in June. I was trying to rent a car but didn’t realize my limit was $300 at the time. I loaded a total amount of $600 onto the card. Since my limit was only 300 I couldn’t go over that amount. I’ve been trying to get the amount back that was loaded onto the card but only received a refund of $128. It is past due investigation of thirty days. The rest of the money is listed as payments, which I only used the card twice prior to this problem. I have all documents and receipts in my possession plus I am a previous client.

    1. Mike Agruss

      Hi Kevin, Is GC Services now calling you over the First Premiere Bank credit card? If so, has GC Services sent you anything in writing? GC Services is the largest privately owned collection agency in the country. Throughout my career, I have help over 100 people with issues with GC Services. I will help you figure out the discrepancy with this credit card. I will also help you get GC Services off of your back. Thanks, Mike.

  37. Deborah

    GC Services is calling my employer, my mother and me several times a day for weeks about a student loan.

  38. Tracee

    They are calling my boss and everyone in our office saying they are garnishing wages

  39. George

    This is actually my wife’s case. She had defaulted on a Federal Student loan. CG called me several times attempting to get information about my wife. These people have constantly called my wife as well wanting to talk her. Since this was over the phone she did not know who she was talking too. So she refused to provide any information. They call her and I using a “under cover” phone number of 985-464-4983 not their real number 855-359-8506 which identifies them as CG Services. They are demanding payment of the student debt all while the ECMC collection agency has sequestered 1/2 of our Federal tax refunds the past three yeas totaling about $15,000. I had my wife send them a “validation letter” by priority mail disputing the amount they claim is owed. We are awaiting their response. However, we believe they are calling us using different phone numbers. We may want to take action to stop the harassment. Especially since my wife has some health problems which get ex asperated by these collection tactics.



    1. Mike Agruss

      Hi Donna, I searched 800-569-0633, and it appears to be one of GC Services’ numbers? When you spoke with Juanita, did she tell you it was GC Services calling? Also, although GC Services said they would take you off of their list, has GC Services called you again? I can help you, and your daughter, stop the calls from GC. Let’s go over your rights on the phone. I’ll call you. Thanks, Mike.

  41. Steve

    GC called my wife repeatedly over a debt that my *mother* owes. My mother had a stroke 7 months ago and I have POA for her estate and finances. They wanted my wife to fax them the POA that I hold in order to give details regarding the debt. My wife told them that they would need to talk to me. When I called them they would not give any details regarding my mother’s debt. The woman I spoke with requested that I fax the POA to her. This document contains personal details, so I refused telling her my mother was in the hospital and that I don’t pay any third party companies. I also informed her that I was recording the conversation. When I told her all of this she was anxious to hang up.

  42. Margie

    GC Services has been inundating me with rob ovals now for the last 3 months. Previously when they called live I told them Ed does not live here. I reiterated that again on other live calls. They said they didn’t believe me. I told them I am on the Do Not Call List. Since that time I now get robocalls at least 6 days a week. I am very frustrated. Please help.

  43. Cary

    Student loan, collection agency was NCO Financial services. They were in negotiations with my attorney to settle in one lump sum. now I am being called by CG services, they are calling the company I work for rather. since I have an attorney, can they bypass my attorney just by selling to another collection agency? the attorney I have is a relative who was doing it as a favor. I am the poor cousin. he isnt really interested in helping me.

  44. Terri

    Received fraudelent mail from a company called GC services saying I owed $356.03 to dishnet. When I spoke with Dishnet I am told my account has been cancelled and I owe nothing

  45. Victoria

    Stop calling me every 30 minutes, please stop harassing me !

    1. Mike Agruss

      Hi Victoria, I’m sorry to hear you are getting calls every 30 minutes. How annoying! What number shows up on your call ID? I want to double check who is calling you so I can hep you put a stop to the calls. Thanks, Mike.

  46. Jennifer

    GC is harassing me non stop. I’m about to loose my job they call there so much!

  47. Jennifer Bailey

    I am receiving a phone call from integrated services the phone number calling is 855-245-1519 leaving me a message to call 855-209-1888. I have no clue whom this is my number is on the do not call list. It appears I have a law suit against me. What should I do

    1. Mike Agruss

      Hi Jennifer, I think the numbers 855-245-1519 and 855-209-1888 are from Intergrated Collection Services, which is a separate collection agency that GC Services. Have you received anything in writing from Intergrated Collection Services, GC Services, or any other collection agency? You may also want to check your credit report to see if you truly owe this debt. When someone threatens that you have a lawsuit filed against you, it may also be a scam company. Let me get some more information from you over the phone to see what I can do to help you. Thanks, Mike.

  48. Leona A.

    I have begun to receiving excessive calls from different numbers multiple times a day, but always the same person calling and leaving voice messages with only her name and return number. They have now continued to call my personal cellphone, my current job office and even my friends/family members and even previous employers! They have crossed the line and I refuse to even speak to them about anything. I am done with their harassment and will not continue to accept it. I have started looking into filing a suit against them and came across this website when I googled the phone numbers they have been calling from. I’m filling this out in hopes that this is a legitimate supportive law group that will be able to help me with this aggravating matter.

    1. Mike Agruss

      Hi Leona, I’m sorry to hear you are receiving excessive calls from GC Services. You came to the right place. I have settled over 3500 debt collection harassment cases. I have probably spoken to twice as many consumers, helping them stop the calls, stop the harassment, and giving them back their peace of mind. We can discuss all of your consumer rights on the phone. Please have the following information ready for our call: (1) what number(s) show up on your call ID when your are called by GC Services, (2) Do you have any letters from GC Services, and (3) Do you have any voicemail messages from GC Services. Thanks, Mike.

  49. John

    Stop GC Services from calling me. They keep calling from 877-710-8001 looking for a Philip Morton. That is not me! I am sick and tired of them calling me. I am not who they are looking for. How did they get my number. Why won’t they believe I am not Philip Morton? Who is this jerk who gave them my number as his own? How did he get it in the first place. I do not need to be harassed and afraid to answer my own telephone!!!! There is apparently a law in Kentucky where I can collect 1500.00 dollars for each unwanted call. I don’t want these calls. I am not Philip Morton. Is that even a real person? Please tell GC services to stop. I simply will not answer any telephone calls at all. I get dozens of calls a month from people like Credit card Services wanting to lower my credit card rate. I don’t even have a credit card. How do these people get away with this stuff day after day. These call are from a different number every day but it is the same people. Sick of them all. The telephone has now become an instrument of terror!!

    1. Mike Agruss

      Hi John, It sounds like GC services mixed up your number with another consumer, or the other consumer previously had your cell phone. Either, I can help you stop the calls. If GC is harassing you on your cell phone, you are protected under two laws. The first law is the Fair Debt Collection Practices Act (“FDCPA”), which protects consumers from third-party debt collectors. You can get up to $1000 in damages under the FDCPA. The next law is the Telephone Consumer Protection Act (“TCPA”). The TCPA protects consumers from robocalls. Under the TCPA, you get up $500 in damages per call, or $1,500 in damages per call if the calls are willful. I’ll call you so we can discuss your rights further on the phone. I can also answer any questions you may have. Thanks, Mike.

  50. Sean McNulty

    I have been getting phone calls on my cell, 301.637.5137. I did not answer and they did not leave a message. This has happened several times. Now, they gave me a call at work. I am NOT allowed personal calls. The phone # a Mr. Todd Hill told me to call is 877.244.7901. I do not know how he found out I worked at Lowe’s, but this is really becoming Harassment.

    1. Magruss

      Hi Sean, GC Services is an aggressive collection agency. GC Services is known to harass people at work. I can help you stop these calls immediately. In fact, I’ve helped dozens of people like yourself stop harassment from GC Services. I will get in touch with you today to further discuss this problem with GC Services with you. Thanks, Mike

  51. Sylvia Y.

    Good Morning, You have my phone number and I just received a call at my work. As you know, it is against the law to be called at work. If this is a true bill of some sort, please fax all of the information to my attention at 866-216-3482. I know who I owe and if this is a true bill, then I will call. I had received so many SCAM calls and about 5 years ago, I made an agreement and found out it was not a true bill and my identity and bank account was in debt over $2,000.00. So by this experiment, I need to see everything in paper before I make a call. Thank you.

    1. Mike Agruss

      Hi Sylvia, You are correct! Once you tell a collection agency you cannot receive calls at work, the collection agency cannot call you at work anymore. If they do, you have a case against that collection agency based on the Fair Debt Collection Practices Act (“FDCPA”). I have helped others harassed by GC Services at work. I can help you stop the calls, and assert your rights under the FDCPA if GC Services violated the law. Thanks, Mike.

  52. Andrea M.

    I am getting calls repeatedly from this number: 866-749-7274. They call my home phone and my business phone. I don’t answer because caller ID says “out of area”, shows a number from my state that I don’t recognize: (860)546-4402. When I don’t answer the home phone, they don’t leave a message but then immediately call my work number. They leave a message there giving a first name and saying I need to call them. They don’t give any indication about what it is in reference to, and I don’t think I “need to call them”. Are they within their legal rights with this behavior? It seems like harassment to me 🙁

    1. Mike Agruss

      Hi Andrew, GC Services is notorious fo leaving voicemail messages that do not provide enough information under the law. I have helped countless consumers harassed by collection agencies over cryptic voicemail messages. If you have any of the messages saved, that will help us prove your case against GC Services. I’ll call you so I can listen to the messages over the phone. This sounds like something I can help you with. Thanks, Mike.

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