Latest Blog Posts

Advantage Information Service

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......

Alco Collections

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Direct Recovery Associates, Inc

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Adjustment Bureau

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules ......

ECard Transactions LLC

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

ABC Companies Inc

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......

Defense to Repayment

“Defense to Repayment” is a legal statute which can allow loan-forgiveness for students who have faced “acts or omissions of an institute of higher education,” referring to a range of unlawful practices including lying to students about anticipated annual salaries, job prospects, or other factors which contributed to your decision to attend the school.Approval for a loan discharge via defense t......

Creditor Harassment

Even if you are struggling with debt or behind on bills, you are still protected under federal law against illegal debt collection practices, which include false and deceptive means of collecting debt.You are protected by the Fair Debt Collection Practices Act (FDCPA) from the unlawful behavior of debt-collectors, which are usually hired by your creditor to collect your debt. For example, these......

Absolute Collection Services, LLC

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Absolute Collection Services violated the law, you will get money damages and they will pay your attorney’s fees and co......

Absolute Recovery Services LLC

Debt collectors like Absolute Recovery Services, LLC cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Absolute Recovery Services violated the law, you will get money damages and they will pa......

Executive Judgment Acquisition

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Legal Judgment Recovery

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime......

American Collections Enterprise

Debt collectors like , Inc. (also known as “AMCOLLECT”) cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees ......

5 Tips to Help Consumers Deal with Debt Buyers

There is a huge business that is centered around buying debts from companies and then harassing consumers to pay these debts. However, according to federal law there is a time period in which a consumer cannot be hassled about a debt, due to the age or time that has lapsed since this debt took place. The problem occurs, when debt collectors do not adhere to these rules......

Walmart

Creditors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If violated the law, you may be entitled to money damages and......

Sallie Mae is the worst company I have ever encountered

Sallie Mae is the worst company I have ever encountered. I have a private smart option loan so it means I can’t ever change my payment scheme under any circumstance. I am having a hard time fixing my finances at the moment and my only option was to default on my loans for three months. Because of Sallie Mae’s negligence, I have lost the 2% discount on o......

Credit Score

Your credit score is generally based on your potential and likelihood to repay debt, and you have a score with each of the country’s three major credit bureaus: Equifax, Experian, and TransUnion. They typically use scoring models from FICO and VantageScore and may also use their own “proprietary models,” so your score can vary slightly depending on which credit bureau provides it.When monitorin......

Absolute Collections Corp

Debt collectors like , LLC cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a......

Escallate Healthcare Collections

Debt collectors like Escallate LLC cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Escallate violated the law, you will get money damages and they will pay your attorney’s fees and costs. Y......

Chapter 7 Bankruptcy

If you’re struggling with significant debt and considering a new start via bankruptcy, you may be eligible for Chapter 7 bankruptcy. This type of bankruptcy is available to those who pass the “means test,” meaning that your income is lower than your state’s median monthly income; there are also numerous exceptions to this rule.Chapter 7 bankruptcy requires that you sell all your assets and pay ......

Medical Bills

Rising health care costs can and do contribute significantly to bankruptcy filings, as the American Journal of Medicine estimates that about 62% of all bankruptcy cases are due to medical expenses, and in one particular study, 92% of those who filed bankruptcy for medical reasons had more than $5,000 in medical expenses. If you’re in a difficult financial situation due to overwhelming medical b......

Access Receivables Management

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules ......

Account Services Collections Inc

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......

Executive Lien & Contractor Services

Are you being harassed by Executive Lien & Contractor Services over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear ru......

ACL Adjustment Associates Inc

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......

I applied for a loan through Sallie Mae

I applied for a loan through Sallie Mae, and one of the emails they sent me indicated that I could talk to a loan specialist. I followed the link, which gave me the option of being called right now or scheduling a call. I selected call right now. 30 seconds later, my phone rang, and I followed the automated instructions pressing the numbers that corresponde......

multiple issues with Navient

I have had multiple issues with Navient since I first took out loans with them. I was lied to in the fact that I was told upon repayment income contigent repayment was an option, it was not offered to me. It took my cosigner and I approxiametly 5 years to setup a reasonable payment option with them. I feel part of the problem is their customer service. Most of......

Action Collection Agency of Boston

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Creditor Lawsuit

If you have been sued by a creditor in order to collect a debt, you may feel overwhelmed or out of options, but you have a path to recovery. Consider filing for bankruptcy and contact an experienced bankruptcy attorney as soon as possible.At the beginning of bankruptcy, you will be granted an “automatic stay” which will halt the creditor’s lawsuit proceedings and any other debt collection effor......

Adams & Morse Associates

Are you being harassed by Adams & Morse Associates over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or ......

Advanced Collection Services Ltd

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Alacrity Collections Corporation

Are you being harassed by over a debt? Stop the debt harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about......

Foreclosure and Bankruptcy

Foreclosure occurs when a homeowner is significantly behind on his/her mortgage payments –typically three or four months – at which point the bank holding the mortgage may begin the foreclosure process. If the bank has begun to attempt foreclosure by auctioning the property, and the homeowner does not have options such as loan forbearance or a “short sale,” you may benefit from filing for bankr......

Navient placed me into deferment status

I am a full-time student in a nursing program and in deferment status for my student loans. At the beginning of my semester Navient placed me into deferment status until 2014 (graduation year) after they received my enrollment documentation from my school. Prior to my semester ending (31 Dec 2012) Sallie Mae started sending me bills for repayment in November. ......

AIT Credit Service

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules ......

Collection Center, Inc.

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Collection Center violated the law, you will get money damages and they will pay your attorney’s fees and costs. You wo......

American Bonded Collection

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......

Conserve

Debt collectors like ConServe cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS...If ConServe violated the law, you will get money damages and ConServe will pay your attorneys’ fees and costs. Y......

Amsher

Debt collectors like AmSher Collection Services (also known as AmSher Receivables Management) cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If AmSher violated the law, you will get money dam......

Virtual Accounts Receivable Outsourcing (VARO)

Debt collectors like (also known as “VARO Healthcare”) cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If VARO violated the law, you will get money damages and they will pay your attorney’s f......

Express Collections, Inc.

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Express Collections violated the law, you will get money damages and they will pay your attorney’s fees and costs. You ......

PHH Mortgage

Creditors like PHH Mortgage cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If PHH Mortgage violated the law, you may be entitled to money damages......

I wrote to Navient

Please see the letter I wrote to Navient, this fully explains the problem. To Whom It May Concern, I am writing to discuss your company’s inability to properly allocate my payments over the last 5 months, resulting in $1206.45 of my hard-earned money being applied to the wrong, lower interest loans. Hopefully your office keeps some records of phone conversations and you ......

Navient took 1100 out of my bank

Navient took 1100 out of my bank account!!!! They kept calling me telling me that I owed them money when in fact what I owed them was $311. They further instructed me to pay a certain amount of money that would forgive past payments and then took those payments out anyway! They need to refund me $800....

Associated Credit Services Inc.

Debt collectors like Associated Credit Services, Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Associated Credit Services violated the law, you will get money damages and they will p......

First Resolution Inv. Corp

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

State Collection Service Inc

Are you being harassed by State Collection Service, Inc over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about w......

Fleetwood Claim Service, Inc

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

numerous phone calls from Navient

Receive numerous phone calls from Navient. Have asked them multiple times to stop calling and have informed them that the person they are trying to reach no longer has this number. The number they call on is used by me for business purposes only and is covered by my company. I have asked to speak to the Supervisor of the group to get this resolved on two separ......

GB Collect

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Stop Great Lakes Collection & Accounts Receivable Harassment

Are you being harassed by Great Lakes Collection & Accounts Receivable over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.nThe FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices t......

Navient doesn't send a bill

Navient doesn't send a bill out in the mail. I'm always getting a letter from them saying I'm late without getting the actual bill before the due date. Now I'm responsible of sending my bill out on time but I can't do that until I get that letter. Now I think they tapped into my debit card and took $200.00 without me authorizing it. My checking account is miss......

AAA Credit Bureau Inc

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

AIP Solutions

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......

Stop NCB Management Services Debt Harassment

Debt collectors like NCB Management Services, Inc., cannot harass you over a debt.  You have rights under the law.  We will stop the harassment once and for all.THE BEST PART IS…If NCB Management Services violated the law, you will get money damages and NCB Management Ser......

Collection Service, Inc.

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Collection Service violated the law, you will get money damages and they will pay your attorney’s fees and costs. You w......

Collection Services, Inc.

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Collection Services violated the law, you will get money damages and they will pay your attorney’s fees and costs. You ......

Credit Collection Services Group

Debt collectors like Credit Collection Services Group, Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Credit Collection Services Group violated the law, you will get money damages and......

Collection Service Center, Inc.

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Collection Service Center violated the law, you will get money damages and they will pay your attorney’s fees and costs......

Preferred Collection and Management Services, Inc.

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Preferred Collection and Management Services violated the law, you will get money damages and they will pay your attorn......

Stop National Enterprise Systems Harassment

National Enterprise Systems is a collection agency that has been in business for 25 years.  National Enterprise Systems is headquartered in Solon, Ohio, and employs about 500 people. National Enterprise Systems collects debt on behalf of the following clients: more than 150 educational institutes, as well as financial, retail, and telecommunications industries, in addition t......

Northstar Location Services - Stop Collection Harassment

Debt collectors like Northstar Location Services, LLC, doing business as The Northstar Companies, cannot harass you over a debt.  You have rights under the law.  We will stop the harassment once and for all.THE BEST PART IS…If Northstar Location Services violated the law,......

Collection Management Services

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime......

Stop Firstsource Advantage Collection Harassment

Debt collectors like Firstsource Advantage, LLC, cannot harass you over a debt. You have rights under the law. We will stop the harassment once and for all.THE BEST PART IS…If Firstsource Advantage violated the law, you will get money damages and Firstsource Advantage will pay our fees and costs. You will not pay us a penny for our time. Plu......

Stop Great Lakes Recovery Centers Harassment

Are you being harassed by Great Lakes Recovery Centers over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.nThe FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rul......

Alaska Court Collection

Are you being harassed by over a debt? Stop the debt harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about......

General Service Bureau

Debt collectors like , LLC cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a......

Monterey Financial Services

Debt collectors like , Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us ......

Alaska Adjustment Bureau

Are you being harassed by Inc over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear ru......

Credit Solutions LLC

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime......

Cedar Financial Harassment

Are you being harassed by Cedar Financial over a debt? Put an end to the harassment. Get money. Do it without paying for our services. Whether or not you owe the debt, you are protected under the Fair Debt Collection Practices Act (FDCPA). The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules ab......

Crown Asset Management

Debt collectors like Crown Asset Management, LLC cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Crown Asset Management violated the law, you will get money damages and they will pay your a......

Collectron, Inc.

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime......

Asset Acceptance

is a purchaser and collector of charged-off consumer debt.  is what’s commonly known as a junk-debt buyer.  A junk-debt buyer purchases delinquent or charged-off debts from a creditor for a fraction of the face value of the debt.  has been in business for 50 years.  has 1,400 employees, 10 offices, in 9 states.  According to its Web site, ’s employees take a pledge that ......

Amerigroup

Creditors like Corporation cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you may be entitled to money damages and will p......