Latest Blog Posts

Deferment

A “deferment” is a period of time in which repayment of both your principal balance and accrued interest are temporarily delayed. While the government may pay interest on Direct Subsidized Loans, Federal Perkins Loans, or Subsidized Federal Stafford Loans during a deferment, it will not pay interest on unsubsidized or PLUS loans.If you have Direct Loans, Federal Family Education Loans (FFEL), o......

Sallie Mae is the worst company ever

Sallie Mae is the worst company ever. They promised they will consolidate my student loans but they didn’t do that. Instead, they made two different loans so they could make more money on interest. I warn everyone not to ever use the services of Sallie Mae....

Account Liquidation Services

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what...

Cold Case Recovery

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Credit Protection Association

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief a......

Goldberg & Donovan

Debt collectors like Goldberg & Donovan cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Goldberg & Donovan violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, so......

SourceOne Financial Solutions

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief a......

Allied Financial Services

Creditors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you may be entitled to money damages and will pay our fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-u......

Professional Debt Mediation

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief a......

JPL Recovery Solutions

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief a......

United Check Recovery Bureau

Debt collectors like , Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us ......

Datamax Corporation

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief a......

Quad Corporation

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief a......

First Credit Services Inc

Debt collectors like First Credit Services, Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If First Credit Services violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus......

Swiftfunds Financial Services LLC

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief a......

Law Offices of Donald R. Conrad, PLC

Debt collectors like the cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If the violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt re......

Guglielmo and Associates

Debt collectors like PLLC cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a......

Financial Control Solutions

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief a......

National Credit Systems, Inc.

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If National Credit Systems violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients als......

Paragon Revenue Group

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief a......

Stern Recovery Services, Inc

Debt collectors like . cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Stern Recovery Services violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients al......

Credit Bureau Service Inc

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Crocker Claims Svc

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules ......

SWC Group, L.P

Debt collectors like . cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If SWC Group violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive deb......

Convergence Receivables L.C.

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules ......

Settlement

If you are struggling with student debt, you’re not alone. Over 14% of federal loan borrowers go into default within three years of beginning repayment, according to the Department of Education, and student loan debt exceeds $1.3 trillion throughout the United States.If you have exhausted all postponement programs and payment-reductions offered by your lender, a settlement may be an option if y......

Dynamic Legal Recovery

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......

had my student loans transferred to Sallie Mae

I recently had my student loans transferred to Sallie Mae from AES Student Loan Services without my consent. While I had no billing issues with AES for the six years they had my loans, since my loans were transferred to Sallie Mae on 10.5.12, they have already made numerous billing errors which they refuse to correct despite my telephone calls to......

working with this company for over 10 years

I have been working with this company for over 10 years to repay my student loans. This company continually calls me after I have repeatedly sent the letters requesting an adjustment to my payment amount as well as requesting that they do not call and to conduct my personal business with them in writing only. This company has representatives that are rude and use threatening language......

Capital City Collections

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Accounts Receivable Control Inc

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......

All About You Entertainment

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Stop Community Adjustment Service Harassment

Are you being harassed by Community Adjustment Service over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.nThe FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rul......

Stop Community Tax Service Harassment

Are you being harassed by Community Tax Service over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.nThe FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules abou......

Account Discovery Systems, LLC

Debt collectors like (ADS) cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Account Discovery Systems violated the law, you will get money damages and they will pay your attorney’s fees and......

ARSI Account Recovery Specialists

Debt collectors like Account Recovery Specialists, Inc. (ARSI) cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Account Recovery Specialists violated the law, you will get money damages and ......

be able to pay Navient

July 2012 I had to file bankruptcy in order to free up funds to be able to pay Navient student loans, that had gotten out of hand. Bankruptcy was discharged Oct 2012; student loans not discharged. November 2012 I rec'd E-Mail from SallieMae informing of this, and stating payment will resume 12/7/12, $312.47 a month. Rec'd letter in the mail from them dated 11/21/12, that......

Absolute Resolutions Corporation (ARC)

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Absolute Resolutions Corporation violated the law, you will get money damages and they will pay your attorney’s fees an......

Accelerated Recovery Services Inc

Debt collectors like Accelerated Recovery Services, Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Accelerated Recovery Services violated the law, you will get money damages and they ......

Accelerated Resource Management

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Stop Core Recoveries Harassment

Are you being harassed by Core Recoveries over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt colle......

Lawsuits

When a student loan servicer or academic institution violates state or federal regulations, such as by placing unlawful robocalls to collect debt or misleading prospective students about graduation rates or job placements, students may be eligible to file suit against these companies with the help of an experienced student loan attorney.Navient, the nation’s largest student loan servicer, is th......

Access Capital Services

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

I have student loans with Sallie Mae

I have student loans with Sallie Mae. At the beginning of the year I requested deferment and was granted deferment, with my new payments beginning May 2013. A few months later they sent me a bill. I contacted them as soon as I received the bill and asked why I was being billed before May 2013. I was informed the same day I was granted deferment...

Stop Crossland Services Harassment

Are you being harassed by Crossland Services over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt co......

AAA Screening Service

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......

Aaron Bryant Stewart & Cross

Debt collectors like Aaron Bryant Stewart & Cross cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Aaron Bryant Stewart & Cross violated the law, you will get money damages and they ......

Action Professional Services

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Stop Crossroads Claim Center & Associates Harassment

Are you being harassed by Crossroads Claim Center & Associates over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear ru......

AG International Services

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

TekCollect

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime......

Central States Recovery

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime......

Phoenix Financial Services, LLC

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Phoenix Financial Services violated the law, you will get money damages and they will pay your attorney’s fees and cost......

A. Alliance Collection Agency, Inc.

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If A. Alliance Collection Agency violated the law, you will get money damages and they will pay your attorney’s fees and c......

Quest Diagnostics

Creditors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If violated the law, you may be entitled to money damages and will pay our fees and costs. You won’t owe us a dime for our ser......

Affiliate Asset Solutions, LLC

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Affiliate Asset Solutions violated the law, you will get money damages and they will pay your attorney’s fees and costs......

Main One Mediation Group

Debt collectors like Main One Mediation Group cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Main One Mediation Group violated the law, you will get money damages and they will pay your at......

EGS Financial Care

Debt collectors like EGS Financial Care cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If EGS Financial Care violated the law, you will get money damages and they will pay your attorney’s fee......

Systems & Services Technologies

Debt collectors like Systems & Services Technologies, Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If Systems & Services Technologies violated the law, you will get money damag......

I have 2 student loans with Sallie Mae

I have 2 student loans with Sallie Mae. I have agreed to have payments automatically debited from my checking account. The payment was to be debited 1 per month. The company has debited 3 times in a month. The company has a postal service in Wilkes-Barre, Pa, yet is communication is defaulted to India. The individual could only state that I gave permission ......

ABC Credit & Recovery Services, Inc.

Debt collectors like ABC Credit & Recovery Services, Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If ABC Credit & Recovery Services violated the law, you will get money damages......

Stop Crown Enterprises Harassment

Are you being harassed by Crown Enterprises over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt col......

ABC Collectors, Inc.

Debt collectors like cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If ABC Collectors violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t......

Access Credit Management

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Action Revenue Recovery

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......

Gateway One Lending & Finance

Are you being harassed by Gateway One Lending & Finance over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules abo......

Aaron Delgado & Associates Inc

Are you being harassed by Aaron Delgado & Associates Inc over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules ab......

Accelerated Receivables Management Inc

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection prac......

Delta Services Corp

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Co-Signer Release

A 2012 report from the Department of Education and Consumer Financial Protection Bureau (CFPB) estimated that as many as 9 in 10 private student loans were co-signed by borrowers’ parents. Over time, a co-signer may no longer be necessary and you can request to release him/her from the loan, but this can sometimes become complicated, as rules and regulations can vary greatly among different len......

Anderson Williams & Moore

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Ace Recovery Service

Debt collectors like ACE Billing Group cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.THE BEST PART IS…If ACE Billing Group violated the law, you will get money damages and they will pay your attorney’s fees ......

National Action Financial Services

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

Denise Cloud Public Adjuster

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and m......

ACE Debt Recovery

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what......