ARA, Inc. Complaint from Tennessee Consumer

We helped a consumer who lives in White House, TN, against ARA, Inc.  Our client’s claim was based on the Fair Debt Collection Practices Act. The first thing we did was send ARA and cease and desist.  ARA immediately stopped all further communications with our client.  Here’s what we alleged ARA did against our client:

In or around April 2017, Defendant began placing collection calls to Plaintiff. In or around April 2017, Defendant placed a collection call to Plaintiff’s telephone number and spoke with Plaintiff. Plaintiff spoke with one of Defendant’s collectors. During the aforementioned conversation, Defendant’s collector threatened to litigate Plaintiff’s debt if she did not make a payment.

ARA was attempting to collect a debt on which the statute of limitations has expired. Nothing during the aforementioned conversation between Plaintiff and ARA did Defendant’s collector disclose the date of the transaction, or that the debt was barred by the statute of limitations, in violation of the FDCPA.

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