GC Services

GC Services is headquartered in Houston, Texas, and is the largest private collection agency in the United States.  GC Services has been in business for 55 years.  GC Services employs approximately 9,000 people, and has over 30 collection centers in the United States, the Caribbean, and the Philippines.  Although GC Services provides services to various industries, nearly 1/3 of its employees are debt collectors.  Employees at GC Services respond to one-million calls per day, and GC Services sends out millions of notices each month.  GC Services has contracts with several Fortune 100 companies and collects on the following types of accounts: automotive, child support, credit cards, banking/financial, telecommunications, healthcare, retail, student loans, utilities, and various governmental sectors.

GC Services’s Web site used to claim, “Customer relationships can’t always be about TLC.”  That old motto may be the reason why there is a clear pattern of GC Services’s noncompliance with the Fair Debt Collection Practices Act (FDCPA) on the Public Access to Court Electronic Records (PACER).  The FDCPA has been around for almost 35 years.  The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA.  The FDCPA is essentially a laundry list of what debt collects can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt.

According to PACER, GC Services has defended or is currently defending well over 350 FDCPA lawsuits since 2005, which is on average one lawsuit per week for the last five years.  Additionally, the Better Business Bureau processed 250 billing/collection issues regarding GC Services in the last three years. GC Services has several numbers it calls from. GC Services may have called you from one of the following numbers: 800-846-6406, 904-306-7402, 888-272-5543, 800-727-5848, 866-770-7241, 800-790-0167, 904-396-6994, 866-352-7716, 800-475-7311, 877-303-8763, 800-926-3136, 517-272-5506, 201-210-5418, 800-517-9727, 732-837-2062, 800-457-2370, 858-577-2367, 866-318-4563, 866-255-4452, 877-551-9781, 520-293-2596, 800-691-3308, 866-871-7717, 866-800-1472, 877-837-0616, 877-359-5523, 201-335-0300, 866-848-1253, 800-788-1652, 858-577-3636, 866-297-9844, 866-352-6385, 866-794-1918, 866-510-9350, 877-388-1365, 561-869-1300, 405-722-1462, 800-431-7358, 800-756-6524, 904-306-7452, 866-871-9954, 888-336-9808, 877-290-3987, 800-652-7681, 866-565-2514, 314-851-4309, 713-300-7888, 866-567-1751, 314-851-4345, 917-382-5225, 224-588-5219, 210-537-5959, 866-318-2427, 904-306-7475, 888-236-3643, 405-728-0601, 866-465-7931, 904-306-7486, 404-315-5118, 201-297-4645, 812-280-2145, 909-320-2628, 800-605-5768, 602-714-7788, 866-232-1681, 804-621-0374, 866-841-9469, 800-794-8652, 904-306-7446, 614-322-1797, 877-710-8001, 256-217-4908, 312-235-6835, 405-728-1704, 513-685-0097, 520-293-3643, 610-285-1118, 619-378-4134, 702-853-0600, 713-300-7498, 716-965-5098, 786-629-5512, 800-634-3422, 800-846-1850, 813-774-4827, 850-387-4278, 865-291-5840, 866-649-1346, 866-862-2793, 877-292-2584, 877-551-9478, 888-300-9501, 915-771-9967, 919-439-7901, 973-792-8591, 203-903-0503, 214-390-7961, 305-587-2005, 312-854-1757, 409-256-3598, 517-272-5507, 559-943-1693, 626-338-3450, 703-398-1442, 713-773-7623, 757-716-7197, 800-285-3417, 800-735-8778, 818-450-5684, 855-446-2108, 866-469-5724, 866-735-1713, 866-999-5197, 877-551-9750, 888-817-2781, 915-781-0407, 949-274-9139, 973-792-8604, 210-239-0431, 310-570-2997, 405-621-6333, 415-878-1953, 518-507-5052, 561-935-1430, 614-856-2003, 626-962-1074, 713-300-7316, 713-893-4602, 760-748-4042, 800-298-6567, 818-491-3392, 858-578-1455, 866-607-2066, 877-244-7901, 888-817-4957, 916-256-4758, 951-968-4358, 210-366-4397, 224-765-0377, 310-862-9079, 405-722-2328, 503-821-7283, 573-535-6089, 614-856-2008, 678-929-4382, 713-300-7318, 713-981-5008, 786-629-5478, 803-619-2034, 818-491-3885, 859-838-0570, 866-292-5264, 866-647-3068, 877-290-8894, 904-306-7416, 877-431-3767, 909-256-6169, 866-427-4865, 916-794-0703,877-710-8001, 865-291-5840 or 972-217-8351, 866-391-0768, 602-753-5574, 877-823-6410, 866-749-7279, 866-427-4865, 713-272-7345, 866-827-9670, 404-320-0964, 517-272-5509, 800-504-0227, 602-944-2673, 246-467-2784, 866-355-2356, 404-321-6444, 800-753-8354, 314-576-3852, 866-352-7703, 626-960-4729, 866-884-0184, 866-437-1963, 888-303-0906, 855-298-8436, 404-248-2759, 858-536-8007, 626-851-8305, 866-749-7034, 847-741-7841, 915-771-9888, 888-233-4703, 866-862-2787, 614-759-8325, 866-862-2789, 877-303-8757, 855-359-8506, 877-249-4007, 847-931-2083, 800-817-5539, 888-417-6837, 858-577-3660, 888-865-2884, 877-551-9751, 866-749-7275, 866-749-7381,877-551-9777, 866-749-7274, 314-851-4318, 602-347-5728, 800-691-3307, 314-851-4336.

Is GC Services Harassing You?

If you have experienced debt collection harassment from GC Services, whether they called you excessively, threatened you, called you at work despite knowing you cannot receive these type of calls at work, disclosed your debt to a third party, or left you voicemail messages without the proper disclosures, contact Agruss Law Firm, LLC, for a free case evaluation. Founding attorney, Michael Agruss, has settled over 1,500 debt collection harassment cases. Now, Agruss Law Firm, LLC, wants to help you, too.

Comments - GC Services

  1. Chris

    I received a collection letter from GC services. I have a failure to appear on a traffic violation. Is there a way I can still appear before a judge? I went to the courthouse on the date specified on the ticket, but they said they had no record of the ticket and sent me away. I figured I got lucky and didn’t worry about it. This was four years ago. I just received the letter from GC services demanding almost $2000. GC services also has a record of me being at the court house on the date specified. What can I do at this point? Do I have to pay the collection agency or can I still appear before the just and pay the original fine? The original ticket was for talking on the phone while driving!

  2. Matthew

    Its a collection for the State of NJ Surcharge Violation System. They are harassing me with phone calls and mailings. I need to get my license back but they are adding on ridiculous charges. I just want to get my license without gc services harassing me and adding on ridiculous fees!

  3. Erica

    hi i get excessive calls from this firm. yes today already first thing in the morning they usually do daily!

  4. Mike

    Hi. Just wondering what it would cost me to hire a firm to deal with gc services and get my license suspension for ftp released. 3 tix ftp a few years old. They want payment in full. I dont have three grand. I need my license to work and make money!

  5. Juan

    I’m getting calls from gc services regarding a unpaid traffic ticket what should I do. I got a ticket about 3yrs and at the time I was dumb and what and didn’t pay for it. Now I’m getting calls from this place saying I owe about $540 for this ticket and I need to pay then the sooner the better otherwise my license will be suspended. I already payed them $2000 about a yr and half ago. For other citations!

  6. Michael

    I am working with GC services in regards to an american express account. I have paid 16k in the past 8 months. When I asked them about a settlement or about how much was principle and how much was interest. I am looking to settle. I really want to get this account settled. Thank you so much. its it common that GC does not attempt to help settle , hold information and just continue the payments. Just that I am getting stone walled by GC and that Amex will not talk about anything at the time. At the time of card went in this direction that it accrued the interest I was in a state of depression from being diagnosed with a chronic disease, once it went to collections I have not missed a payment with GC. I started with them in Feb with almost 32k in debt and I am down to 16k so in less then 12 months almost half payed off, but If I can get the information on the interest and get american express to settle for the money that was payed I believe I would almost be done. I just can’t get any information from anyone!

  7. Leo

    Hi, I was wondering how u guys can help client that receiving call from Gc services. I have a student loan that. In default from sallimae and they want me to settle down with them!

  8. Filiberto

    morning my name is Filiberto i just got my lic. back and i got a letter from GC service stating that i owe then. traffic violations!

  9. Desiree


  10. Robert

    gc just garnished my pay with out me ever getting a notice, yes how can garnish my pay without me every knowing I was in debt with them, now they have me going thru some kind of repayment but they are still garnignig my pay for the next 3 to 4 pay periods!

  11. Dan

    Hi my name Dan dc services is calling and I think this after. On sept 2014 my credit were lost the bank would not send me any statement of what been charge they still will not sent me a statement know I getting calls from gs services. I have been getting calls from banks I have told never had account with your bank, the calls come in after 9:00 pm also the person ask me for my social security number I did gave to him so I was told some thing nice!

  12. Michelle

    Hi Wendy. My name is Michelle. I received a call from GC Services this morning. Edison Willams said I owed student loans. Those loans are from 20 years ago. He called from 571-281-4232 at 8:52 a.m. today. He kept saying who he was after I kept asking what this was about. Then after confirming my identity, he was trying to get all my information before I could find out what he wanted. I refused to give him any other information about me. Then I told him those loans are 20 years old and I am not paying anything. Then I hung up!

  13. Steven

    Hi i just enrolled in rehab program with GC services yesterday and i just learned today that my tax refund is offset can i get my refund back and how. I already made my first payment yesterday with GC services. Sure i was in default and GC services contacted me about getting into the rehab program. So yesterday i was enrolled into that program and made my first payment through my debit card. Now my taxes have been offset and i really need to have my refund as i have diabeties real bad and need to pay for meds and other services that i have with this illness. I contacted them and they told me im not schedule for an garnishment or offset but i am!

  14. Ally

    Yes.. A rep. from GC Services (which I never heard of ) called my parents recently asking for me and left her name and # saying its a business matter and for me to call.. I don’t live with my parents and don’t know how they got their number however it’s harassment and they are sick and elderly.. I’ve never been exposed to such a thing.. Please share your thoughts. How can you help me? I don’t want to give out my information because it seems to be causing problems as you can see.. Please give me more information on why you say you may be able to help me with this matter please.. Meaning??? Please explain!

  15. Visitor

    hello, I have a ticket from 2011 that has went to gc and their telling me that I have to pay $355 minimum of a $919 amount due before they can release the hold on my license?? well in 2011 I was stopped for speeding, I have been in and out of jail since then, am now also homeless, and the gc wants $355 minimum which I don’t have but I need a license so I can get back and forth to employment I was offered!

  16. Dilworth

    gc services said i cant get my licesnse until i pay them, i have two tickets out of la county i never went to court for them i totally forgot i think i can go to court for one of the tickets but i live in arizona now so i cant take off and go to los angeles, they said i owe 1756$ i was going to give them half today but started seeing the reviews and how its suggested not to pay them!

  17. Ronald

    i have a gc services collection that is from 2008 and they have supended my licence and i dont know if there is any thing i can do, i have a ticket of 921 and they are holding my licence and, they say i have to pay in full to release my licence but i live in idaho and cant get there to take care of it and i really dont have the money to do so but i really need my licence for work up here, i also have a fta in court from 2010 down there for driving on supended and i need to take care of that to!

  18. Alex

    I need some assistance on how to go about clearing up gc services. I have an FTA that has went to their services for collection and I never saw a judge. Only that, its been over a year that this been going on and they wont release the hold because of the amount is so unbelievable high. I would rather pay for assistance to get it cleared. I never got a chance to see a judge to at least get it lowered perhaps!

  19. Marcia

    I have been repeatedly harrassed but am now enrolled in their care program. The calls were absolutely the worsed thing every experienced. I went behind on a bill I have with A merican Express. Calls, more than 5 or 6 a day started from a number I didn’t know to my cell phone. All hours of the day and evening. A man by the name of Marty Kattleman would leave voice mail after voice mail but would never be specific. I finally called him back. I have enrolled in a care program with GC services for 108.00 a month!

  20. Ashley

    Hi i have had two of your workers calling me and i am still not sure why other than my ex bf putting my name down on something as a contact. which is odd due to i dumped him almost a year ago. but the first time i was contacted by this company it was by a guy named jonthan clarke looking for adam shackelford to talk about his “business” with you all. this was right before he went to jail as well for being caught having child porn. now i told the person to remove me and to get a hold of the court and his attorney they need that info for court but they didn’t. I had another person call me named Vanessa saying the same thing and it was my husband who picked up that time and filled her in on the deal. Adam is in a lot of trouble and taking a lot of people down with him. Now i was told i could not be told the info, fine i don’t care but that is what the court system to find out and his sick pedo shit. he has hurt many families and costed people a lot of money. I will again give the into for someone to get a hold of the court here to tell them of his business and all can be done nicely or a they do thing not so much as i’m told. I don’t know why i was put on his list and why i been lied to by your worked and keep getting the run around. I’m filing a lawsuit against him already for fraud. He owes a ton of money to people and i keep getting people bothering me at my home or calls at all hours i’m damn sick of it. I was never told that at all. This is Ashley Gerspach. He was never harassed omg he cheated people and maxed out credit cards and spent all his money on stupid crap and drugs! I turned over his stolen drugs just today from going through his crap to make sure he didn’t have any nasty stuff around. thank you, you have my families greatest thanks. adam is a cheap con who has reached his end and will not get away with his crimes no more!

  21. Karen

    Someone for GC services called my job today threatening to garnish my wages. I have no idea of whats it for, they spoke to my payroll office!

  22. Gwendolyn

    Hi Natalie they want me to give them information about me but they are not telling me what they want when I ask them a question their answer is with a question! I do owe a student loan that I am unable to pay because I am unemployed. Well I don’t know much more about why they are calling me I filed bankrupcy and have no other debts to my knowledge I don;t want them calling me threatning me because I don’t have any money to pay them. Well there are people that were claimed in my bankruptcy that are making me pay but I do not know what these people want!

  23. Michael Western

    I owe GC services 2200 and they suspended my license I don’t have the money I’m in the middle of hardship, what do I do!

  24. Carrie Fine

    GC Services calls me every day. I was in a wheelchair and a 1st generation college student schools could have funded me other ways but pushed me to take loans and I didnt know. I now have 360000 on student loans..counselors screwed me so i have 3 associate degrees, 1 bachelors, 1 masters & ran out of funds for PHd, cant make any money with masters in psych, still disabled. I have a baby w 14 medical disorders too and hes also handicapped 3 years old!

  25. Michael

    I have been getting calls from GC serivices at work at home and on my cell phone. They do not say who they are merely the name of the individual who is calling, They then called two third parties, one being my elderly mother who was harrassed and became very upset. The company breaks laws, harrasses people and should be fined.

  26. Jeff B.

    GC Services’s is calling about an AMEX debt, I am behind, however I am making small l payments. They Call my cell and even called my office, before I can even return a call.

  27. Valerie

    Jeff cap keeps calling workplace.

  28. Betsy

    They keep calling for someone who does not live here!

    1. Mike Agruss

      Hi Betsy, I understand your frustration. About 25% of my clients are harassed on debts they do not owe. I can quickly and easily put a stop to these calls. What number shows up on your caller ID? Have you told GC Services to stop calling? Thanks, Mike.

  29. Elinne

    Signed up with GC Services thinking it would help me with an outstanding student loan. Provided information and agreed to pay $5/mo for a period of time after which my loan would be removed from default and restructured accordingly. It is month five and they are stating that the client rejected my application and was raising the payment. They sent another agreement with false information pertaining to my monthly expenses. When I brought this up to the rep he said it didn’t matter to just sign the agreement. I told him I would review and call back. He became almost frantic trying to keep me on the phone and called me back after I thanked him and hung up. They call excessively and are inappropriately pushy. Now I believe they are running a scam as well.

    1. Mike Agruss

      Hi Elinne, I’m sorry to hear you are having issues with your student loans, and now problems with GC Services. We can help you with both. My firm provides student loans counseling http://www.agrussstudentloan.com/ and helps stop debt collection harassment. I’m very familiar with GC Services. I’m confident we can help you. I’ll call you to get some more details. Thanks, Mike.

  30. Calvin Kim

    I have been receiving letters and phone calls from GC Services about my student debt that is around $40k according to their statement. What can I do not just to stop the harassment but to make sure that they are unable to take my tax return and wage garnishment? Please advise. Thank you.

    1. Mike Agruss

      Hi Calvin, That’s a good question. Stopping the harassment is easier than figuring out how to avoid federal tax withholding. The key issue is if your loans are federal, private, or both. Let’s talk on the phone so I can figure out more details about your student loans and why type of harassment you’re going through. Sometimes, it’s better to get letters and calls than to deal with federal tax withholding. Thanks, Mike.

  31. Kevin

    Signed up for a credit card with First Premire Bank to try to establish decent credit but I ran into a problem with the card company in June. I was trying to rent a car but didn’t realize my limit was $300 at the time. I loaded a total amount of $600 onto the card. Since my limit was only 300 I couldn’t go over that amount. I’ve been trying to get the amount back that was loaded onto the card but only received a refund of $128. It is past due investigation of thirty days. The rest of the money is listed as payments, which I only used the card twice prior to this problem. I have all documents and receipts in my possession plus I am a previous client.

    1. Mike Agruss

      Hi Kevin, Is GC Services now calling you over the First Premiere Bank credit card? If so, has GC Services sent you anything in writing? GC Services is the largest privately owned collection agency in the country. Throughout my career, I have help over 100 people with issues with GC Services. I will help you figure out the discrepancy with this credit card. I will also help you get GC Services off of your back. Thanks, Mike.



    1. Mike Agruss

      Hi Donna, I searched 800-569-0633, and it appears to be one of GC Services’ numbers? When you spoke with Juanita, did she tell you it was GC Services calling? Also, although GC Services said they would take you off of their list, has GC Services called you again? I can help you, and your daughter, stop the calls from GC. Let’s go over your rights on the phone. I’ll call you. Thanks, Mike.

  33. Victoria

    Stop calling me every 30 minutes, please stop harassing me !

    1. Mike Agruss

      Hi Victoria, I’m sorry to hear you are getting calls every 30 minutes. How annoying! What number shows up on your call ID? I want to double check who is calling you so I can hep you put a stop to the calls. Thanks, Mike.

  34. Jennifer Bailey

    I am receiving a phone call from integrated services the phone number calling is 855-245-1519 leaving me a message to call 855-209-1888. I have no clue whom this is my number is on the do not call list. It appears I have a law suit against me. What should I do

    1. Mike Agruss

      Hi Jennifer, I think the numbers 855-245-1519 and 855-209-1888 are from Intergrated Collection Services, which is a separate collection agency that GC Services. Have you received anything in writing from Intergrated Collection Services, GC Services, or any other collection agency? You may also want to check your credit report to see if you truly owe this debt. When someone threatens that you have a lawsuit filed against you, it may also be a scam company. Let me get some more information from you over the phone to see what I can do to help you. Thanks, Mike.

  35. Leona A.

    I have begun to receiving excessive calls from different numbers multiple times a day, but always the same person calling and leaving voice messages with only her name and return number. They have now continued to call my personal cellphone, my current job office and even my friends/family members and even previous employers! They have crossed the line and I refuse to even speak to them about anything. I am done with their harassment and will not continue to accept it. I have started looking into filing a suit against them and came across this website when I googled the phone numbers they have been calling from. I’m filling this out in hopes that this is a legitimate supportive law group that will be able to help me with this aggravating matter.

    1. Mike Agruss

      Hi Leona, I’m sorry to hear you are receiving excessive calls from GC Services. You came to the right place. I have settled over 3500 debt collection harassment cases. I have probably spoken to twice as many consumers, helping them stop the calls, stop the harassment, and giving them back their peace of mind. We can discuss all of your consumer rights on the phone. Please have the following information ready for our call: (1) what number(s) show up on your call ID when your are called by GC Services, (2) Do you have any letters from GC Services, and (3) Do you have any voicemail messages from GC Services. Thanks, Mike.

  36. John

    Stop GC Services from calling me. They keep calling from 877-710-8001 looking for a Philip Morton. That is not me! I am sick and tired of them calling me. I am not who they are looking for. How did they get my number. Why won’t they believe I am not Philip Morton? Who is this jerk who gave them my number as his own? How did he get it in the first place. I do not need to be harassed and afraid to answer my own telephone!!!! There is apparently a law in Kentucky where I can collect 1500.00 dollars for each unwanted call. I don’t want these calls. I am not Philip Morton. Is that even a real person? Please tell GC services to stop. I simply will not answer any telephone calls at all. I get dozens of calls a month from people like Credit card Services wanting to lower my credit card rate. I don’t even have a credit card. How do these people get away with this stuff day after day. These call are from a different number every day but it is the same people. Sick of them all. The telephone has now become an instrument of terror!!

    1. Mike Agruss

      Hi John, It sounds like GC services mixed up your number with another consumer, or the other consumer previously had your cell phone. Either, I can help you stop the calls. If GC is harassing you on your cell phone, you are protected under two laws. The first law is the Fair Debt Collection Practices Act (“FDCPA”), which protects consumers from third-party debt collectors. You can get up to $1000 in damages under the FDCPA. The next law is the Telephone Consumer Protection Act (“TCPA”). The TCPA protects consumers from robocalls. Under the TCPA, you get up $500 in damages per call, or $1,500 in damages per call if the calls are willful. I’ll call you so we can discuss your rights further on the phone. I can also answer any questions you may have. Thanks, Mike.

  37. Sean McNulty

    I have been getting phone calls on my cell, 301.637.5137. I did not answer and they did not leave a message. This has happened several times. Now, they gave me a call at work. I am NOT allowed personal calls. The phone # a Mr. Todd Hill told me to call is 877.244.7901. I do not know how he found out I worked at Lowe’s, but this is really becoming Harassment.

    1. Magruss

      Hi Sean, GC Services is an aggressive collection agency. GC Services is known to harass people at work. I can help you stop these calls immediately. In fact, I’ve helped dozens of people like yourself stop harassment from GC Services. I will get in touch with you today to further discuss this problem with GC Services with you. Thanks, Mike

  38. Sylvia Y.

    Good Morning, You have my phone number and I just received a call at my work. As you know, it is against the law to be called at work. If this is a true bill of some sort, please fax all of the information to my attention at 866-216-3482. I know who I owe and if this is a true bill, then I will call. I had received so many SCAM calls and about 5 years ago, I made an agreement and found out it was not a true bill and my identity and bank account was in debt over $2,000.00. So by this experiment, I need to see everything in paper before I make a call. Thank you.

    1. Mike Agruss

      Hi Sylvia, You are correct! Once you tell a collection agency you cannot receive calls at work, the collection agency cannot call you at work anymore. If they do, you have a case against that collection agency based on the Fair Debt Collection Practices Act (“FDCPA”). I have helped others harassed by GC Services at work. I can help you stop the calls, and assert your rights under the FDCPA if GC Services violated the law. Thanks, Mike.

  39. Andrea M.

    I am getting calls repeatedly from this number: 866-749-7274. They call my home phone and my business phone. I don’t answer because caller ID says “out of area”, shows a number from my state that I don’t recognize: (860)546-4402. When I don’t answer the home phone, they don’t leave a message but then immediately call my work number. They leave a message there giving a first name and saying I need to call them. They don’t give any indication about what it is in reference to, and I don’t think I “need to call them”. Are they within their legal rights with this behavior? It seems like harassment to me 🙁

    1. Mike Agruss

      Hi Andrew, GC Services is notorious fo leaving voicemail messages that do not provide enough information under the law. I have helped countless consumers harassed by collection agencies over cryptic voicemail messages. If you have any of the messages saved, that will help us prove your case against GC Services. I’ll call you so I can listen to the messages over the phone. This sounds like something I can help you with. Thanks, Mike.

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