Do you have problems with Bank of America over a debt? You are protected under various state and federal laws. For example, you have rights under the Telephone Consumer Protection Act (TCPA), the Electronic Fund Transfer Act (EFTA), and the Fair Credit Reporting Act (FCRA).
• The TCPA has been around since 1991 and protects people from unwanted solicitation calls, robocalls, faxes, and text messages. Under the TCPA, you may receive between $500 and $1,500 for each illegal robocall, text, and fax.
• The EFTA was established in 1978 and works to protect consumers who use electronic methods of managing finances. Under the EFTA, written permission must be given in order for a company to take an electronic payment from your bank account.
• The FCRA was established in 1970 and protects the information in your credit report, among other things. If your credit report contains inaccurate information, the FCRA gives you leverage and rights to dispute the inaccurate information in your credit report.
Bank of America is an American bank that provides financial services to individuals and businesses. The company was founded in October of 1904. They offer financial products like consumer banking, corporate banking, finance and insurance, investment banking, mortgage loans, private banking, private equity, wealth management and credit cards. The headquarters for the business is at 100 N Tryon St, Charlotte NC 28255.
Bank of America is accredited by the Better Business Bureau and has been accredited since 1949. The business has an A+ rating. In the past three years, the company has had 6327 complaints closed on it. These complaints were dealing with billing and collection issues, advertising and sales issues, delivery issues, and problems with the product or service. There are also 67 customer reviews on the company, with 61 of these reviews being negative. The company has been involved in government actions. In 2013, the company has to pay the state of West Virginia for their credit card protection that violated that states law. In 2014, the company entered into a Consent Order with the USA Consumer Financial Protection BBB.
Bank of America may be calling you from 315-742-4022, 877-201-3566, 800-933-6262, 800-732-9194, 800-432-1000, 213-228-3150, 315-724-4022, 877-201-3566
You are protected under several state and federal laws when dealing with Bank of America. Whether it is robocalls or text messages, credit report errors, or unauthorized electronic payments from your bank account, you have rights under the law. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the company pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of consumer rights’ cases. Let us help you today.